DOT Insurance Requirements
Filing an application for operating authority is not the only thing you need to do when applying for motor carrier, broker or forwarder authorities. The Federal Motor Carrier Safety Administration (FMCSA) also requires that you meet specific DOT insurance requirements.
Note that there are also several pre-registration insurance forms for various types of registrants.
Here is the list of these forms describing and explaining the requirements:
|Form||Description||Authorities Subject to Filing|
|BMC-91 or BMC-91X||Public liability insurance (bodily injury/property damage/environmental restoration)||Motor Carrier|
Freight Forwarder (Note: Non-vehicle operating freight forwarders may seek waiver of this requirement.)
|BMC-34 or BMC-83||Household Goods Motor Carrier|
Household Goods Freight Forwarder
|BMC-84 or BMC-85||Freight Forwarder|
Broker of Freight
|BOC-3||Service of Process Agents||All Authorities|
|MCS-90||Endorsement for Motor Carrier Policies of Insurance for Public Liability under Sections 29 and 30 of the Motor Carrier Act of 1980||Hazmat Safety Permit Cerriers|
After you have obtained your docket number, you should contact your insurance company right away because you only have 90 days after the FMCSA has published notice of their intention to register you. Furthermore, you will get your docket number and publication date by letter.
When it comes to DOT filings, precision is very important because minor errors can lead to rejection of registration. For instance, you should make sure the information such as the name and address match exactly in your pre-registration filings and application for operating authority.